For most of you this doesn't really matter, but for those of you seeking a new guild, there is another consideration to hold.
The lower level guilds have cheaper token exchanges, that is less cash buys more tokens.
At higher guild levels, if your personal TR isn't high enough to keep up, this can be prohibitive, particularly if you are trying to fulfill the Daily Task of Token Exchange x 8.
Therefore, I advocate that if you are lower level or have a smaller income, join a smaller guild for now and progress to a bigger one once you've increased your income! Or take the challenge and try to build up the smaller guild! Either way,